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worried-banner-l1 Considering a Short Sale in North Carolina? worried-banner-r1
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get-started-checkmark The 10 most common mistakes North Carolina homeowners make when facing foreclosure and what to do instead get-started-r-spacer-2line
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get-started-checkmark Expert advice from FHA, HUD, FTC and other government agencies
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get-started-checkmark A review of common foreclosure alternatives in North Carolina including loan modification, short sale, deed in lieu of foreclosure, bankruptcy, and legal considerations
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get-started-checkmark Details about the critical consequences of foreclosure and short sales including mortgage deficiency and tax implications in North Carolina - and tips on how to avoid them
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trust-jk-l-spacer Because short sales are often the best alternative to foreclosure, JK Short Sale works to provide the safest, most effective short sale program in North Carolina -- at no cost to you. Our close rate, over three times the industry standard, demonstrates not only the effectiveness of our program but also our commitment to homeowners in North Carolina. JK Short Sale offers: trust-jk-r-spacer
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trust-jk-body-left-spacer Free Consultation: We will spend time answering your questions and provide essential information to help you assess your options.
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trust-jk-body-left-spacer Expert Team: Our team of financial and real estate professionals have expertise you can rely on.
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trust-jk-body-left-spacer Success at No Cost: Our program is always FREE to homeowners.
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trust-jk-body-left-spacer Complete Solution: We provide a full-service offering to give you the best chance to eliminate your mortgage debt without a deficiency.
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  • Explain our experience with your particular lender
  • Provide information about the deficiency laws in North Carolina
  • Discuss the general implications of foreclosure compared to a short sale
  • Highlight exclusions related to the Mortgage Debt Relief Act
  • Review North Carolina lending and foreclosure laws

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North Carolina Foreclosure Information
State:North Carolina
Primary Method:Non-Judicial
Time Frame:120 days
First Document:Notice of Hearing
Right to Cure:No
Redemption Period:By payment in full, plus expenses of sale or proposed sale, before sale or within ten days thereafter.
Deficiency Judgment:The mortgagor can show the fair market value of the property as a defense in a deficiency action. No deficiency judgment on foreclosure by power of sale of purchase money mortgage.